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How to Navigate Storm Insurance Claims in Michigan

Raymond
Last Update:
June 15, 2025

Simplify your storm insurance claim process with expert guidance—from initial damage assessment to final payout.

Introduction
Filing an insurance claim after storm damage can be complex. Understanding each step ensures you receive full compensation for roof, siding, and structural repairs.

1. Document All Damage

  • Photograph exterior and interior damage
  • Note dates and weather conditions
  • Keep debris for adjuster inspection

2. Review Your Policy Details

  • Check coverage limits and deductibles
  • Understand replacement vs. actual cash value
  • Note any exclusions or additional endorsements

3. Work With a Trusted Contractor

  • Choose a licensed Michigan builder
  • Provide detailed repair estimates and scope
  • Let your contractor meet the adjuster onsite

4. Follow Up on Adjuster Reports

  • Compare the adjuster’s estimate with yours
  • Negotiate for missing line items or higher-quality materials
  • Submit supplemental claims if needed

Conclusion
Navigating insurance claims doesn’t have to be overwhelming. Michigan Built LLC specializes in storm restoration and claim advocacy—contact us to get started.